Insurance Help

[Mr Zero]

My 710K has been insured through American Family Insurance for 13 years and for the full appraised value of the vehicle. They recently updated the policy declarations page such that it conforms to Nevada's new requirements for Classic tags and emissions exemption. With multi-vehicle and home insurance discounts applied the cost of coverage on the Pinzgauer is $382/12months. See coverages below...

Policy Coverages

Bodily Injury
$100,000 Per Person
$300,000 Per Occurrence

Property Damage
$100,000 Per Occurrence

Automobile Accidental Death and Specific Dismemberment Benefits Coverage Endorsement
$20,000 Per Person

Medical Expense
$1,000 Per Person

Uninsured Motorist Coverage Endorsement
$100,000 Per Person
$300,000 Per Occurrence

Underinsured Motorist Coverage Endorsement
$300,000 Per Occurrence
$100,000 Per Person

[whitesik]

Mine is insured with State Farm along with my other vehicles; same coverage. And, they just replace the windshield for thrown rock damage. To Mr. Zero, how did you determine an appraised value and /or convince the insurance company of same?

[BobV]

Insured with Hagerty/Essentia into my 2nd year. Just renewed my policy. Very easy to set up & the best rates I've found. I'm in PA with my Swiss 710k.

[Mr Zero]

To Mr. Zero, how did you determine an appraised value and /or convince the insurance company of same?

Apparently it is a standard practice for American Family to cover classic/collectible vehicles up to the appraised value. AmFam actually brought this to my attention and referred me to an appraiser who's valuation they honor.