Tgb11 insurance and registration Q's

[sixbennetts]

Well, we're looking at roughly a month away from getting our Tgb from Sweden!

WOO-HOO!

I'm in NY state, and was wondering what other drivers do for regiastration and insurance, Pinzies included.

Looked into possibly a historic vehicle permit, but it only allows 6000 miles a year driving. (How do they keep track of your miles?). I'm also calling our regular insurance company tomorrow, (home/auto), what should I say, (or not say), to them about what it is, or what I'll use it for?
Calling Hagerty today also.

Any suggestions, tips, cautions, etc.?

[Doccers]

Geico insured my TGB-13, so I'd imagine your 11 shouldn't be a problem.

[Stekay]

It seems to always be on a case by case basis. Never use the term "military vehicle". Like a small 4 wheel drive van or SUV should be the extent of your description. I have State Farm here in NY. at stated value.

[sixbennetts]

Well, we have Allstate for our car insurance. I called our agent and talked with her about it. She Googled the truck, saw the camoflage, and said no.



She suggested Lloyd's of London! Guess I gotta swith insurance companies now.

[mopar]

I go through AAA and insure with american collectors insurance agreed upon value. I have done my fj40, Unimog 404, Pinz 712M and TGB1111 without a problem. Not sure but my AAA agent is great and I just can send him a few photos he sends to them and have been insured on the those vehicle for about 6 or 7 years. they're out o NJ I think. I'm limited by my mileage function shows, cruise nights repairs but haven't had a problem or a claim yet. Hope that helps.

[sixbennetts]

It DOES help, thanks. We've been long time customers of AAA, just never thought of them for car insurance.

[Stekay]

I was offered American Collectors but passed because they were too restrictive. You wouldn't be covered off-road and as stated you have limited mileage and usage. You also have to prove (photo) you keep your vehicle garaged. $$ was cheap but not what I was looking for. It's really for classics and show cars.

[undysworld]

You wouldn't be covered off-road

Who is?

Seriously, does anybody here have coverage for damage incurred while off-road?

Thanks

[krick3tt]

Yeah, as long as it happened on the way to or on the way back. Does any standard SUV have off-road coverage?
If one is able to get it back on the road before reporting it you might stand a chance. The outlay of money to have a
vehicle towed back to civilization is going to make you cry.
I think that is a good reason to not go alone.

[undysworld]

The outlay of money to have a
vehicle towed back to civilization is going to make you cry.

Now, isn't that why God made license plates removable?

[VinceAtReal4x4s]

Hagerty's can go for $125/year with replacement and general liability coverage. No one is going to cover a 4x4 off-road that I know of and don't ever mention you even take it off-road, regardless.

[mopar]

Hagerty's can go for $125/year with replacement and general liability coverage. No one is going to cover a 4x4 off-road that I know of and don't ever mention you even take it off-road, regardless.

Pretty much you take off road at your own risk and the insurance is for road driving as required by law to drive on the road. I haven't any ATVs insured. Mainly just want to be protected from a car on car collision, theft or fire. I wouldn't put a claim in for off road bruising and that would be regardless if it was a pinzgauer or a new jeep rubicon.

I know lots of people who use Hagerty, and Grundy as well. The main reason for going with a company like these is agreed upon value for a vehicle which has no blue book value and isn't driven every day to commute to work. I use my car as a hobby/enjoyment vehicle and as such it isn't subjected to the insurance risk of a normal car even though the loss value is higher. The insurance company view on it is its someones prized possesion that they will take care of while driving. I don't want to pay for my vehicle again in 5 yaers of insurance costs to insure it complety from any type of loss with a company like loyds against anything that could happen to it.

[Doccers]

Just again, I had Geico insure my 304, I even mentioned it was a military vehicle, they said no problem. Just to say it.

[krick3tt]

I have had Farmers for 25 years. Insure everything with them. Had a super agent in San Diego, I would tell him what I had, never an issue.
Here in CO it is another story. My policy reads 'other American vehicle' no matter how many times I have tried to correct it. Not trying to correct
it anymore...must be their thing. Do not wake the sleeping giant.

[sixbennetts]

Just again, I had Geico insure my 304, I even mentioned it was a military vehicle, they said no problem. Just to say it.

Well, I'd like to know just how you went about this, Doccers. I just called their 800 number and was practically laughed off the phone!

I never said the word, "truck".
I never said the word, "military".
I never said the word, "Tgb11".
I said it was a C303 civilian vehicle.

Once they Google a picture of it, they're gone like a fart in the wind........

Our local Allstate agent, who insures all our family cars, is, "looking into it", with other underwriters for us.

I'm getting nervous here.